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KMB Microfinance

Loan evaluation is one of the first step in the credit process that I take to evaluate a company’s loan request by assessing its 5 Cs of credit, which will give me insight and then I combine everything learned from each of the C to fill up a credit application that will show both the results of my analysis and my recommendations before the loan can be approved by senior manager and the required loan amount be disbursed. I need to evaluate the company by completing the loan application that includes different information that relates to the company.

CREDIT ANALYST

In my evaluation, I connect the 5Cs of the credit to each of the following components of the credit application, which shows everything that relates to the borrower company.

  • Borrower Details

  • Ownership

  • Loan Structure and Purpose

 

  • Borrower History and Background

  • Industry Analysis

  • Business Analysis

  • Management Analysis

  • Financial Analysis

  • Security

  • Covenants and Conditions

  • Environmental Comments

  • Conclusion and Recommendation

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KMB

: 07960649200

KMB

: 02035831471

 KMB. UK company No: 1509824

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KMB Microfinance

Personal Banking: personal loan

Business Banking: business loan

Commercial Banking: term loan & credit line

Investment Banking : M&A and LBO models​

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